Demo mode — all figures below come from seeded sample data. No real money moves in Phase 1.
Available balance
₦214,500
Unallocated in Central Wallet
Allocated balance
₦1,122,700
7 purpose wallets funded
Upcoming bills
₦370,800
5 scheduled in the next 30 days
Safe to spend
₦0
After reserving unfunded bills
Next income date
25 Aug
In 9 days • ₦850,000 expected
Emergency buffer
₦145,000
12% of ₦1,200,000 target
Financial health score
55/100
Weighted on bill funding, wallet targets and buffer
Savings wallet
₦620,000
Target reached for this cycle
Seeded demo cycles — inflow into the Central Wallet vs amount allocated out.
₦214,500
Funded from Demo Bank (Sandbox) •••• 4821
Central Wallet
₦214,500
Illustrative demo data — no real funds move in this phase.
Rent
Priority 1 • 35% of income
₦240,000
of ₦300,000 target • 80%
Utilities
Priority 2 • 4% of income
₦18,000
of ₦25,000 target • 72%
Groceries
Priority 3 • 11% of income
₦63,500
of ₦90,000 target • 71%
Transport
Priority 4 • 6% of income
₦27,000
of ₦45,000 target • 60%
Subscriptions
Priority 5 • 2% of income
₦9,200
of ₦15,000 target • 61%
Savings
Priority 6 • 12% of income
₦620,000
of ₦600,000 target • 100%
Emergency Buffer
Priority 7 • 8% of income
₦145,000
of ₦1,200,000 target • 12%
Transport top-up
Transport • due 18 Aug
₦12,000
Electricity prepaid
Utilities • due 20 Aug
₦22,000
Grocery budget release
Groceries • due 22 Aug
₦30,000
Streaming subscription
Subscriptions • due 27 Aug
₦6,800
Rent — annual instalment
Rent • due 6 Sept
₦300,000
2 of your 5 upcoming payments are not fully funded yet — Electricity prepaid and Rent — annual instalment. Your Central Wallet holds ₦214,500 against ₦322,000 of unfunded bills.
Generated from seeded demo figures only. No external data or predictions are used in Phase 1.
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