Acceptable Use Policy

Prohibited activities

• Money laundering, terrorism financing, or moving proceeds of crime.
• Fraud, impersonation, or use of another person's identity or bank details.
• Unlicensed deposit-taking, investment schemes, or Ponzi-style arrangements.
• Payments connected to sanctioned persons, entities or jurisdictions.
• Circumventing platform limits, probing systems, or automated scraping and abuse.
• Uploading malicious code or interfering with other users' accounts.

Restricted businesses

Certain sectors require additional review before onboarding, including gambling, crypto exchange services, multi-level marketing, arms and ammunition, and adult services.

Enforcement

We may warn, limit features, freeze wallets or virtual cards, suspend, or permanently close accounts, and report matters to regulators or law enforcement where required. Enforcement decisions can be appealed through the Complaints & Dispute Resolution process.

Reporting abuse

Report suspected abuse to abuse@pay4u.example with as much detail as you can safely share.